The Utility Drawer

YOUR BILLS

A rough UK bills and cost-of-living estimate. Enter your rent if you know it, or drop a pin for a quote.

Public beta Last updated: 27 Jun 2026 Data notes checked: 27 Jun 2026
Rough estimate only. Last updated 27 Jun 2026. Not financial, benefit or housing advice.

Your situation

Enter your rent if you live there. If you are just quoting an area, we will predict it.

Location fallback

Household

Housing

If you are only getting a quote, leave rent blank and the tool will predict it from the map, bedrooms and housing type. If you live there, enter your actual monthly rent/mortgage/contribution for a better estimate. Enter 0 if you pay nothing.

Other costs

Track actual bills locally

Optional. Add real monthly bills and compare them with the estimate. This stays in your browser and is not sent anywhere.

How this estimate works

This public beta was last updated on 27 Jun 2026. It uses broad editable assumptions stored in COST_DATA, plus optional actual bills stored locally in your browser. If you live at the address, enter your current monthly rent, mortgage or contribution. If you are only looking for a quote, the tool predicts rent from the map, bedrooms and housing type. It does not save or send your inputs.

The map uses OpenFreeMap vector tiles, based on OpenStreetMap data, so towns and villages appear as you zoom. The calculation uses a modelled local price surface: nearby anchors pull the housing estimate up or down by mile. Exact rent/mortgage still overrides the model. This is not a fully audited statistical model. Data notes were checked on 27 Jun 2026.

Drop your pin

Zoom to a town, village or neighbourhood, then click the map. The pin is draggable.

No pin yet. Zoom in, click your rough location, then tweak the form on the left.
Pinned location: none yet
Estimated region: choose on the map or manually
Your pin stays in your browser. No postcode lookup and no data collection.