The Utility Drawer

YOUR BILLS

A rough UK bills and cost-of-living estimate. Zoom to your town or village, drop a pin, then tweak the big numbers.

Public beta Last updated: 27 Jun 2026 Data notes checked: 27 Jun 2026
Rough estimate only. Last updated 27 Jun 2026. Not financial, benefit or housing advice.

Your situation

Keep it rough. Exact rent/mortgage beats any model.

Location fallback

Household

Housing

Other costs

Track actual bills locally

Optional. Add real monthly bills and compare them with the estimate. This stays in your browser and is not sent anywhere.

How this estimate works

This public beta was last updated on 27 Jun 2026. It uses broad editable assumptions stored in COST_DATA, plus optional actual bills stored locally in your browser. It uses the dropped pin only to infer a broad UK region. It does not save or send your inputs.

The map uses OpenFreeMap vector tiles, based on OpenStreetMap data, so towns and villages appear as you zoom. The calculation uses a modelled local price surface: nearby anchors pull the housing estimate up or down by mile. Exact rent/mortgage still overrides the model. This is not a fully audited statistical model. Data notes were checked on 27 Jun 2026.

Drop your pin

Zoom to a town, village or neighbourhood, then click the map. The pin is draggable.

No pin yet. Zoom in, click your rough location, then tweak the form on the left.
Pinned location: none yet
Estimated region: choose on the map or manually
Your pin stays in your browser. No postcode lookup and no data collection.